At Wintrust, everything we do is guided by our commitment to four key stakeholders: our shareholders, our employees, our customers, and the communities we serve. Our employees are the pulse of our company, and many measure their tenure in decades. We are continually seeking ways to make Wintrust a rewarding and inclusive place to work, including by proactively raising our minimum wage, expanding our business resource groups, and designing new advocacy and mentorship programs for high-potential talent from diverse backgrounds. Wintrust would be nothing without our customers. That’s why we designed our unique decentralized model with intention — because we know that we can better serve our communities that way. By giving our local banks and other businesses autonomy — from operating their own boards of directors to choosing their own charitable donations and volunteer efforts — they can be more agile in responding to the needs of their neighbors. In many ways, our commitments to our customers and our communities go hand in hand. We are in our communities every day, from our local branch employees to our financial literacy efforts and nonprofit partnerships. We have always viewed our obligations to our communities as a guiding purpose that goes far beyond any regulatory requirements. We are pleased that over 85% of our bank charters have earned an “outstanding” Community Reinvestment Act rating, which provides evidence of our commitment to our communities, and places us among a very small percentage of banks to earn this designation. We started as a local bank serving northern Illinois over 30 years ago, and while our company has expanded to provide new services and into new territories since then, we keep the high standards of a small, service-minded business at our heart.