TIAA created a sustainable retirement system for teachers in 1918. Today, it has grown into a leading manager of retirement funds for those in academic, government, medical, cultural and nonprofit fields. Nuveen is the investment manager of TIAA, providing capabilities across public and private asset classes since 1898, and pioneering responsible investing practices for over five decades. Nuveen Natural Capital is the farmland and timberland investment specialist of Nuveen, and has been a global leader for more than three decades. The diversified portfolio of high-quality natural capital assets it manages is underpinned by local and global expertise in the most efficient producing areas in the world. Responsible land stewardship plays a critical role in ensuring long-term productivity and delivering environmental benefits. This long-term perspective underpinned the rationale for combining our farmland and timberland asset management businesses to create Nuveen Natural Capital. The term natural capital encompasses everything we derive from the natural environment, such as air, water, soil, plants and wildlife. It’s easy to take natural capital for granted because it works silently and invisibly. Yet it tirelessly delivers ecosystem services, including regulating our climate and pollinating our crops. When people hike or bike in a forest, or eat food that’s grown using soil and water, they are directly benefiting from the services of natural capital.