To support our ongoing commitment to drive positive change through environmental, social, and governance programs (ESG), we recently launched a dedicated SoFi ESG Committee. The 10-person committee brings together key SoFi stakeholders from our facilities, compensation, legal, compliance, investor relations, talent, and financial reporting teams who are tasked with tracking our progress within these three core areas using real world, data-based metrics, as well as devising and executing strategies to create an even greater impact. While we will continue to publish our relevant policies and commitments to our website and include pertinent information on ESG measures in our proxy materials and shareholder communications, we are also excited to share that we expect to publish our first comprehensive ESG later this year, capturing our efforts over the course of 2022. This combination of materials will ensure that key stakeholders are familiar with our stance on ESG matters and can track our progress over time.