Simmons Bank is committed to doing our part to reduce the greenhouse gases associated with the paper manufacturing, printing and mail delivery processes. In 2021, we implemented a $3 paper statement fee. For one year, for customers who wished to keep paper statements, $1 of each fee was donated to the Simmons First Foundation Conservation Fund, which is focused on making a positive impact to the environment. Customers were encouraged to “go green to save green,” helping protect our environment by signing up for enhanced eStatements. In 2022, Simmons Bank donated more than $1.7 million to the Simmons First Conservation Fund in connection with this effort. By the end of 2022, more than 421,700 customers elected to receive eStatements, a 16 percent increase from 2021. Customers who signed up for an online account reduced the amount of paper used when opening an account in person. Digital account openings reduced paper waste this year by approximately 50,000 sheets of paper. In 2022, Simmons Bank committed to planning and designing new builds with environmentally sustainable elements. By continuing to focus on our responsibility to helping the environment, Simmons Bank implemented the following on all new branch construction and major branch renovations in 2022.