Regions continues to be a source of economic strength for our customers and communities. We know that our ability to deliver consistent, sustainable, long-term growth is critical to building a sustainable, inclusive, and prosperous future. A wide range of financial tools, insights, and services are available to help customers manage their finances and take control of their financial wellness. Digital investments on mobile and online banking platforms, at the branch and through call centers to meet customers’ rapidly changing needs. The Regions team ended the year with significant momentum thanks to a business strategy that’s built on our mission to make life better and our purpose to create shared value for all stakeholders. The power of our mission and purpose drives the products and services we offer, informs how we innovate, and ultimately positions us to generate consistent, sustainable long-term growth. I am proud that our record performance reflects the work of a united team dedicated to creating shared value and making life better for everyone we touch. We provide some of these key metrics, and the goals they inform, to solidify our accountability and demonstrate our desire for openness and transparency. We believe that winning is about so much more than gaining market share or profits. It’s also about valuing people and relationships.