Climate action is everyone’s job. We need to play our part too, by supporting emissions reduction and working towards aligning our financed emissions to net zero by 2050. The challenge is significant and we still have work to do to fully embed climate considerations throughout the bank. We’ve provided $4.5bn in new green lending, green CRE (REIT), securitisation, and underwriting and arranging activities. Since 2010, we have been playing our part by reducing our own operational footprint through emissions avoidance and reduction, and then offsetting residual emissions. NAB’s Australian operations have been certified under Climate Active’s Standard for Organisations since 1 July 2010. BNZ and JBWere NZ are both Toitū net carbon zero organisation certified.