At MTB, we engage our stakeholders regularly and respond to their priorities and expectations by creating a two-way channel for communicating stakeholder needs and the Bank’s impact. MTB is committed to engaging regularly with its stakeholders as a way to understand their needs and ambitions that are core to its sustainability objectives. To better understand our stakeholders’ needs, we regularly map their needs with the support of our Sustainable Finance Team to capture our methods of engagement, identify priority issues for both the Bank and the stakeholders, and track the Bank’s response to these issues. The results guide the Bank’s efforts in fulfilling stakeholders’ needs through the strategic objectives and initiatives we implement. Material issues are those that reflect our organization’s most significant environmental, social governance impacts, or those that influence the assessments and decisions of our internal and external stakeholders.