We are subject to a number of risks and regulations related to credit card and debit card payments we accept. Supply chain disruption and other increased operating costs could materially and adversely affect our results of operations. Our locations may experience difficulty hiring and retaining key or sufficient qualified personnel or increases in labor costs. We lease or sublease the land and buildings where a number of our locations are situated, which could expose us to possible liabilities and losses. Our indebtedness could adversely affect our financial health and competitive position. Our business is subject to various laws and regulations and changes in such laws and regulations, or failure to comply with existing or future laws and regulations, could adversely affect our business Our locations are subject to certain environmental laws and regulations. We are subject to data security and privacy risks that could negatively impact our results of operations or reputation. We may be unable to adequately protect, and we may incur significant costs in enforcing or defending, our intellectual property and other proprietary rights.