Being part of the construction and property ecosystem, for example, means having access to the trends, concerns and needs prevalent among city builders, in the broadest possible sense of the phrase, the economic and government agents who will build the cities of tomorrow, where environmental and human sustainability will be a priority. This means we are informed about the new pathways that will drive new practices in existing dwellings and offices in built spaces, and what is needed to adapt to these changes. This is all about understanding society and developing solutions that will provide it with value, well beyond the traditional role of risk transfer that you would expect from an insurer. As part of this drive to increase the VICTORIA brand’s involvement and visibility in different ecosystems, inspired by our philosophy of sharing and knowledge acquisition, we were delighted to establish a three-way partnership in 2020 with the Portuguese Association of Real Property Project Owners and Investors, (APPII) and the Nova Medical School (NMS), underlining our desire to contribute to the forging of links between academia and society.