Key is committed to addressing the ESG topics that are most relevant to our business and our stakeholders. We periodically adjust our ESG approach to remain current with stakeholder expectations, ESG trends, and our business strategy. Management shares responsibility in setting and executing corporate strategies that support ESG. While ESG oversight is spearheaded by the Director of Corporate Center, the entire Executive Leadership team (ELT) (which includes the CEO) shares accountability. Managing the company’s reputation requires monitoring and addressing ESG topics. Therefore, ESG topics are frequently discussed in leadership meetings. ESG factors are monitored by the Board of Directors with defined oversight and accountability distributed through the committee structure. Two groups in particular are deeply involved in ESG management: • Our Corporate Responsibility (CR) Council monitors emerging ESG trends, identifies strategic ESG opportunities for the company, reviews ESG disclosures, and shares knowledge. The cross-functional council is comprised of senior leaders from across the enterprise including Corporate Responsibility, Risk, Legal, Finance, KeyBanc Capital Markets, Key Equipment Finance, and Consumer Bank, among others. As appropriate, representatives from the CR Council escalate ESG matters to the ELT, the Enterprise Risk Management Committee, and other risk committees.