There is no denying that one of the biggest challenges for society is sustainability, in all its forms. Climate change threatens both the planet and its people. People may struggle with inequality, poor financial health, and even a lack of basic human rights. As the challenges increase, there’s a growing sense of urgency that governments and businesses should step in and help tackle them. The world is changing, and banking needs to change with it. As society transitions to a low-carbon economy, so do our clients, and so does ING. The low-carbon transition cannot happen overnight. Even though we finance a lot of sustainable activities, we still finance more that’s not, which is a reflection of the current global economy and how far the world has come. ING aims to put sustainability at the heart of what we do, defining new ways of doing business where planet and people are just as important as economic growth. It’s about making progress together, step by step.