The Governance Committee of the Board of Directors reviews and considers material environmental, social, and governance (ESG) trends that are applicable to the company and related company practices on an annual basis, including a review of this Sustainability Report. We have been publicly reporting on our corporate responsibility and sustainability performance in our proxy statement since 2018. The company began reporting the status of our efforts towards implementing the recommendations of the Task Force on Climate-related Financial Disclosures (TCFD) from the Financial Stability Board in this report, adding transparency to our efforts. Our success is directly tied to our talented workforce, which continues to be recognized for its diversity and for its essential contribution to our world-class culture as evidenced by being named to the 100 Best Companies to Work For by Great Place to Work® and Fortune Magazine in 2022 for the seventh consecutive year. Real estate and homeownership play an integral role in the U.S. economy. The sector also has significant social implications for community development. In terms of residential real estate, the market provides housing for families and represents a significant source of wealth and savings. Commercial real estate supports the industrial and manufacturing base of the economy, as well as provides places where people work, live, and shop each day–further underpinning strong communities. Changes in the real estate market have the potential to impact other economic activities, such as consumer spending and employment rates. Real estate transactions are complex, involving numerous steps and many different parties. In addition, most consumers are involved in real estate transactions only infrequently and, consequently, they can be confusing. We make an active effort to keep our customers informed by providing relevant information. First American is leading the digital transformation of the title industry with a long-standing focus on growing our data assets and technical capabilities. Having developed a strong data foundation over the past decade, the company has built a competitive advantage in delivering products and services faster and with less risk to our customers as we continuously work to improve the customer experience through digital transformations. The company named our first Chief Innovation Officer this year, who is dedicated to driving innovation throughout the company.