ESIS provides a full range of sophisticated risk management services, including workers compensation claims handling; a broad spectrum of casualty insurance products, such as general liability, automobile liability, products liability, professional liability, and medical malpractice claims handling; and disability management. During these unsettling times, we want to reinforce our commitment to clients. While most all ESIS colleagues are now working from home, rest assured we remain available to provide the same level of service you have come to expect. ESIS and Chubb are closely monitoring the spread of the COVID-19 coronavirus and continually reviewing guidance issued by government health authorities, including the Centers for Disease Control, the World Health Organization and local health authorities. We seek to minimize any disruption to our clients and brokers, while ensuring the safety of our employees. ESIS is prepared and staffed to handle incoming calls and customer inquiries. Adjusters are continuing to provide timely customer response. We are monitoring new developments so that we can quickly adapt and continue to provide the best possible service experience. As always, thanks for the trust you place in ESIS.