Earnest

Earnest was founded in 2013 on the belief that getting a loan shouldn’t be so difficult for students and graduates. We are on a mission to make higher education accessible and affordable for everyone. We look beyond a credit score, instead we analyze a person’s full education, employment, and financial profile to match people with better rates than traditional lenders. For recent college graduates, repaying student loans can be a stressful financial burden as you embark on your career. Earnest offers student loan refinancing with low-interest rates and zero fees.

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3.5

Overall Excellence Rating

Industry

Financial Services

Category

Banking & Lending

ESG/Ethical Impact

Earnest’s ESG impact assessment underscores its dedication to responsible lending practices, ethical governance, technological innovation, and promoting financial wellness. While its direct environmental impact may be limited, the company indirectly supports environmental sustainability through its refinancing options. Earnest’s primary social impact lies in empowering borrowers to manage their student loans effectively and promoting economic inclusion, while its governance and technology initiatives contribute to a more transparent and user-friendly lending industry.

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Awards Received

2023

Revenues

$40,000,000.00

Website Traffic

Employee Rating

3.5

Customer Rating

3.2

Company Size

100-1000

ESG Risk Rating

3

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