At Cardinal, responsible environmental, social, and corporate governance practices are critical factors of our business success and a driving force behind every decision we make. Honoring ESG concerns in how we conduct our business, advise our clients and partners, and invest in our communities will result in greater stability and mitigate risk for our companies, team members, clients and partners, and the industry as a whole. We believe that a strong ESG Platform should facilitate top-line growth, reduce costs, minimize disruptions, increase productivity and optimize investments and capital expenditures. ESG considerations are embedded into our management and investment decisions, as well as our headquarters operations. Every company uses resources, and every company affects and is affected by the environment. Focus on sustainability and conservation of resources drives not only savings in our communities but contributes to the overall stability of the changing physical world in which we do business. A commitment to building diverse, happy, competent teams ensures that the full range of ideas and perspectives come to the table, generating the best ideas. Social also speaks to our relationships with our partners, investors, clients, team members, residents, and the larger communities in which we operate. Our company structure, corporate values, practices, and controls define who we are and how we make decisions. Cardinal believes in the power of ethical behavior, transparency, bringing all voices to the table, equitable compensation, and alignment of incentives with what is important to us.