Brighthouse Financial believes that sustainability is inherent in our mission to help people achieve financial security and that by strengthening our approach to integrating ESG factors across the company, we will be better positioned to deliver sustainable, long-term value for our shareholders and keep our promises to our customers. Our inaugural Corporate Sustainability Report is an important milestone for our company, and we remain committed to greater transparency as we enhance our ESG disclosures over time. A primary impact area for Brighthouse Financial is ensuring the accessibility of life insurance and annuity products to a diverse range of individuals and demographics, thereby promoting financial security and well-being. Given the sensitivity of financial and personal data, Brighthouse Financial places a strong emphasis on data privacy and security measures to safeguard customer information and ensure compliance with data protection regulations. While not as directly related to insurance and annuities, Brighthouse Financial addresses climate-related risks in its investment practices, aligning its strategies with the transition to a low-carbon economy and minimizing climate-related impacts on investments.