At no time in history have Assurant employees had to adapt, persevere and deliver support for our customers with the selfless courage they demonstrated in the past year. We value their talent as key to the success of Assurant. Rallied our global organization and quickly implemented our business continuity plans to safeguard our employees and sustain our operations in 21 countries worldwide. Ensured essential facilities remained open so we could serve our more than 300 million consumers who rely on Assurant for their connected lifestyles — more important than ever as society migrated to a new, virtual way of life. Quickly moved more than 12,000 employees to work remotely. This included more than 6,000 U. S. -based customer contact and call center employees in eight states who were equipped with technology to provide uninterrupted service to our customers remotely. Awarded participants in our Enterprise Employee Incentive Program the maximum bonus payout, reflecting the strong results and customer commitment they helped to sustain throughout 2020. Launched a special Assurant Cares Employee Support Fund COVID-19 Emergency Relief program for employees who experienced severe financial hardships triggered as their family members lost their jobs or other household income. Our strategic view of ESG is helping us make more informed decisions with a holistic approach that considers broader societal issues, while also pushing Assurant toward a successful and sustainable future. Our Management Committee is working closely with me and other leaders throughout Assurant to build off of our progress in recent years and to champion continuous improvement on multiple ESG initiatives in 2021 and beyond.