The banking sector will play a critical role in facilitating this transition, providing the necessary funding for crucial investments. Acknowledging this responsibility, we recognized the need to develop a comprehensive strategy, to prioritize our efforts and position us appropriately, allowing us to play a significant role in this journey. In this context, we decided to commit our efforts to (i) support an environmentally sustainable economy, (ii) foster healthy economic and societal progress and (iii) ensure robust and transparent governance, for the benefit of all our stakeholders. In order to deliver these objectives, we have set priority impact areas, relevant for our business, supported by clear commitments and measured through specific and ambitious targets. The most notable manifestation of this new direction is our decision to commit to achieving Net Zero greenhouse gas emissions by 2050, becoming the first Greek Bank to join the NetZero Banking Alliance. To this end, we will communicate targets for our financed emissions, as well as our internal operations, and will report on our progress against them regularly. This will be a challenging journey with a material positive impact, a journey that we will travel alongside our Customers, supporting them with innovative tools, including financing, specialized solutions and expertise, so as to enable them to reduce their own environmental footprint. Consequently, this year’s Sustainability Report has been redesigned to emphasize our selected “priority material impacts”, which we will be actively managing. As transparency to our stakeholders remains a priority, we continue to enhance our reporting of other metrics, in line with internationally recognised frameworks, in a distinct section at the end of the report. It is also worth noting that the 2022 Sustainability Report is supplemented by our first TCFD-based Climate Report, which focuses exclusively on the critical area of Climate Change and details our risks, 1 opportunities and strategy to address them .